feat(p2): identity layer with IAM service and Teacher BFF

P2 阶段交付物：
- services/iam: 完整身份认证服务（users/roles/permissions/refresh_tokens 6 表 schema）
  - register/login/refresh/getUserInfo 4 个核心 API
  - bcrypt 密码哈希 + JWT 双 Token（access + refresh）
  - 复用 classes 黄金模板（errors/observability/middleware 三件套）
- services/teacher-bff: 教师聚合 BFF
  - Promise.allSettled 并行聚合 IAM + classes 数据
  - /teacher/dashboard 单一聚合端点
- packages/shared-proto/proto/iam.proto: IamService 契约（Register/Login/RefreshToken/GetUserInfo）
- api-gateway: 新增 IamServiceURL/TeacherBffURL 配置 + /iam/* + /teacher/* 路由

services/iam/tsconfig.json

@@ -0,0 +1,15 @@
+{
+  "extends": "../../tsconfig.base.json",
+  "compilerOptions": {
+    "module": "NodeNext",
+    "moduleResolution": "NodeNext",
+    "target": "ES2022",
+    "experimentalDecorators": true,
+    "emitDecoratorMetadata": true,
+    "outDir": "./dist",
+    "rootDir": "./src",
+    "types": ["node"]
+  },
+  "include": ["src/**/*"],
+  "exclude": ["node_modules", "dist", "test"]
+}