feat(p2): identity layer with IAM service and Teacher BFF

P2 阶段交付物：
- services/iam: 完整身份认证服务（users/roles/permissions/refresh_tokens 6 表 schema）
  - register/login/refresh/getUserInfo 4 个核心 API
  - bcrypt 密码哈希 + JWT 双 Token（access + refresh）
  - 复用 classes 黄金模板（errors/observability/middleware 三件套）
- services/teacher-bff: 教师聚合 BFF
  - Promise.allSettled 并行聚合 IAM + classes 数据
  - /teacher/dashboard 单一聚合端点
- packages/shared-proto/proto/iam.proto: IamService 契约（Register/Login/RefreshToken/GetUserInfo）
- api-gateway: 新增 IamServiceURL/TeacherBffURL 配置 + /iam/* + /teacher/* 路由

services/iam/nest-cli.json

@@ -0,0 +1,8 @@
+{
+  "$schema": "https://json.schemastore.org/nest-cli",
+  "collection": "@nestjs/schematics",
+  "sourceRoot": "src",
+  "compilerOptions": {
+    "deleteOutDir": true
+  }
+}